I didn’t see Effie the next day and, to tell the truth, I didn’t miss her: I had serious things on my mind. For a start, a volley of creditors had seen fit to descend upon me en masse demanding payment. If I had had the advantage of Fanny’s crystal ball, no doubt I would have arranged to be elsewhere when they called, but the melancholy fact was that I was obliged, after some small unpleasantness, to pay out a sum of almost a hundred pounds. This left me sadly depleted and I spent a dreary afternoon poring over my accounts, after which I was forced to admit that I was in debt to the tune of over four hundred pounds, a sum that even I found difficult to make light of. A pleading note from Effie did nothing to cheer my mood: her maid-Em, wasn’t it?-brought it at six in the evening, by which time I was pleasantly castaway over a bottle of wine and most unwilling for a repetition of our tryst of the previous night. I opened the note (heavily sealed) and by the light of my candle attempted to decipher Effie’s laboured scrawl.

Dearest Mose,

I must see you as soon as possible; I am in a Desperate Situation. Henry will not let me leave the House and threatens me with the Doctor if I do not obey. I must escape, but I have nowhere to go. Please call when Henry is working. You must help me. I love you.

E.

I read the artless missive with no great relish. I could tell from the handwriting and the heavy underscoring that Effie had been in a state of great agitation when she wrote it, but I thought nothing of that. I knew how easily Effie could be thrown into hysterics and, as there is none of the Sir Galahad about me, I dismissed the whole thing with the minimum of thought.

I make no apologies: I’ll not be at the beck and call of any woman, especially one in distress; I’ll leave the fairy stories for the likes of Henry Chester. Tales in which the handsome prince runs off with the princess always seem to end with a sentence of marriage for the handsome prince-and I sensed a desperate threat in Effie’s little note. So I ignored the letter. It was the kindest thing to do, I told myself, make a quick end to the whole affair, leave her to her daydreams, and soon enough she’d find another man to pin her hopes on. I was fond enough of her to be glad that no scandal would come to her through me.

Scandal. Now that was an idea.

I had been so absorbed in making my decision over Effie that for a few minutes I had actually forgotten my own financial problems. In my moment of philanthropy I had missed an opportunity which shone out at me sweet and clear as sunlight…and which might indeed solve my problems, and Effie’s, too. Through the mist of the wine my mind began to make rapid calculations.

Don’t call it blackmail: that’s such an inelegant word. Call it creative investment if you wish. I had no love for Henry Chester. If he was fool enough to prefer girls in brothels to his ravishing wife he might as well pay for the privilege. He had plenty of money; I, on the other hand, had none. He was steeped to the eyes in his scruples; again, I had none. God was on his side-what more could he want?

I picked Effie’s note out of the waste basket, smoothing the creased page reflectively. I hated to deceive her, but for the moment I would play her game.

I reached for a pen, sharpened it and wrote a quick note to Effie. Then I put on my coat and called a cab to take me to Crook Street. I had the feeling that Fanny could give me a great deal of help if I asked her.

I knew he would come: his greed and selfishness were the strongest and best things in him and I knew he would not disappoint me. If he had not, I suppose I would eventually have fed him the idea, but it was much better that he should come to me with it himself. He played all his charm to me that evening, little knowing that our aims were similar. He needed me, he said, to set the stage for a scandalous little scene which would ruin Henry if it were exposed. His Academy exhibition, his marriage, his standing in the church…all would be at an end if even a hint of the pious Mr Chester’s secret activities were whispered in the right ears. And there was Effie, of course: Henry seemed to be holding the threat of a nerve doctor over her to ensure her obedience. If she were to reveal her knowledge to him, Henry would be powerless to frighten her again.

Mose was quick to point out that he would not be the only one to benefit from the plot: Effie would be freed from tyranny, he would earn a little much-needed tin (only a little, for he was not a greedy man) and I…Well, there I had him at a disadvantage. He could not understand why I refused the money; was it affection for Effie which prompted me? Was it some undisclosed grudge against the good Henry? I could tell he was itching to be told, but I laughed and told him nothing. He was too clever and unscrupulous to be trusted even with a truth he would not believe.

‘No, no, Mose,’ I said, smiling, ‘I’ll not say a word. Call it a grudge if you like, or simply a woman’s love of mischief. Besides, Effie’s a good girl and I hate to see her made unhappy by that hypocrite. What’s your plan?’

Mose grinned. ‘You tell me when Henry is expected at your house,’ he explained. ‘Arrange for me to watch him with one of your girls. After that, all I have to do is to write a nice little letter, with quotes and references and a promise to reveal details to all interested parties, and I promise you Henry will pay what I ask him when I ask him, as often as I please. And all that without any risk at all.’

I frowned. ‘But how will any of that help Effie?’ I asked. ‘I can see how it would benefit you, but before I agree to any such plan I want to be certain that Effie will be happy.’ I feigned puzzlement for a moment. ‘I suppose you could write to her, too…’ I suggested tentatively.

‘No!’ Mose’s face lit up. ‘I have a much better idea. I arrange for her to be there with me. Then, if Henry calls my bluff and refuses to pay, I have a much more reliable witness-who better than his wife? If she reveals that she saw him in a brothel, which of his fine, churchgoing friends will ever speak to him again?’

I looked at him with some admiration. What an apt pupil he was! So high on his arrogant pinnacle that he never realized how easily he was being manipulated.

‘Effie here too…’ My voice trailed off. ‘I would never have thought of that. But I like it,’ I decided, more forcefully. ‘I think it will work. Tell Effie that Henry will be here again next Thursday at midnight. Tell her to be here at eleven. I’ll hide her before Henry arrives. You be there at twenty past twelve, giving Henry time to prepare himself. I’ll see to the rest.’