Outside the airport, he hailed a taxi. He leaned back in the noisy Fiat and took in the scenery. The driver talked incessantly in such rapid broken English that Ben couldn’t understand a word. He ignored him, and pretty soon the guy shut up. It was only two miles into Kérkyra, but traffic was already building, and by the time they entered the city the roads were badly snarled up. Ben paid the driver in crisp euros, hauled his duffel bag out of the back and decided to walk it.

He walked fast, impatient to hear what Charlie was going to tell him. The rendezvous was at the guesthouse where Charlie was staying. Ben had the address and used a cheap map he’d bought at the airport to find his way through the old town.

He walked up narrow streets where washing hung like banners on lines strung between the houses. The place was crammed with life and bustle – shopping arcades, tavernas, hot food bars and cafés. He walked through a thronging marketplace, rich with the salty tang of lobster and squid. Stand after stand of fresh olives glistened in the sunshine. In the hectic buzz of San Rocco Square people were sitting outside cafés, taking their morning coffee. Traffic rumbled through the old twisty streets.

He reached Charlie’s guesthouse just before nine, a faded stone building on the edge of a busy road right in the heart of the old town. It had a café terrace outside, tables lining the pavement and shaded by wide parasols and dozens of trees planted in big stone urns.

Charlie was sitting at one of the tables, a newspaper and a pot of coffee in front of him. He saw Ben across the street and waved. He looked relieved more than happy, and he wasn’t smiling.

Ben threaded his way across the brisk traffic and between the tables to where Charlie was sitting. The place was already busy with families eating breakfast, the season’s first tourists with their cameras and guidebooks, people grabbing a bite on their way to work. A small man in a light cotton jacket was sitting alone near the edge of the terrace, working on a notebook computer.

Ben hung his jacket over the back of the empty wicker chair at Charlie’s table, dumped the duffel bag on the ground and sat down. He leaned back in the chair, kicked his legs out in front of him and crossed his arms.

‘Thanks for coming,’ Charlie said.

‘This had better be good. I’m tired and I shouldn’t have to be here.’

‘You want coffee?’

‘Just talk,’ Ben said.

Charlie was frowning. He looked even more agitated than he’d sounded on the phone. He folded up his paper and laid it on the table beside him, took a sip of coffee and looked hard at Ben.

‘I have a bad feeling,’ he said. ‘About Zoë Bradbury.’

‘I came here as a messenger and ended up like a detective,’ Charlie said. ‘You told me she wouldn’t be at the villa, but I checked anyway. No trace. The owners didn’t know anything about where she’d gone afterwards. She didn’t make her flight either. Then I went to see the friends of the family that she’d been staying with initially. Couple of ex-pats. A bit stuffy, middle- class prigs. I could see why she didn’t get on with them. They told me the same story they’d told her parents – that she’d argued with them, left, got booted out of the hotel, rented the villa. Nothing new. So I started scouring the island. I’ve been to every bar and café, showing her picture and asking if anyone has seen her, saying I was a friend of the family trying to get in touch about a pressing legal matter at home. I’ve spoken to everyone. Police, the ferries, the airport, taxi drivers, hotels, hospital. You name it. I gave out cards with my number on, in case anyone knew anything. Must have given out fifty or sixty of them. And nothing. She just isn’t here.’

‘So what makes you think something happened to her?’ Ben said. ‘Plenty of ways off an island without leaving a paper trail. She could have caught a ride on someone’s yacht. She could be sitting a mile offshore as we speak, lounging on deck sipping on a cool drink.’

Charlie listened. He shook his head.

‘There’s always a trace you can follow,’ Ben said. He let the irritation show in his voice. ‘You didn’t have to press the panic button so soon.’

‘There’s a lot more. When you hear it, you’ll understand why I called you.’ Charlie was talking fast, looking jumpy.

‘I’m listening.’

‘Then I got a call from this guy. Said his name was Nikos Karapiperis and that someone had told him I was looking for Zoë. He sounded concerned. Said he knew her and had something to tell me. But he didn’t want to say much on the phone. Preferred to meet up somewhere.’

‘So he’s married,’ Ben said. ‘Respectable local guy. His wife is away and he’s been dallying with our girl.’

‘You got it. About forty-five years old, businessman. Something big at the golf club. Pillar of the community. Posh house here in Corfu town, and also this little hilltop hideaway out in the countryside, a good place to chill out and bring girls. He didn’t want to talk to me at his main residence, because his wife and kids had just got back from holiday. He invited me up to his hideaway. I went there to meet him. He seemed really nervous. Told me a lot of things.’

They were distracted by a child running by the terrace tables. He was seven or eight, a typical little Greek boy, black hair, dark eyes, deeply tanned. He wore a striped T-shirt and red shorts. He was playing with a football, bouncing it skilfully like a basketball player with a rhythmic slap of rubber against pavement. He ran round the edge of the tables, chortling to himself, bouncing the ball as he went. A couple of women at a nearby table smiled as he ran by them.

As Charlie reached for the coffeepot to top himself up, Ben twisted in his seat, admiring the kid’s skill with the ball. The kid was too intent on keeping the rhythm going to notice anyone watching him. But then he missed a bounce and the ball went sideways and hit the leg of the table where the small man with the computer was sitting. The man swore at the boy in some language that Ben didn’t recognise over the traffic noise. His face was lean and angular, and his eyes blazed for a second. The kid picked up his ball and backed off.

‘I wish that damn brat would go and play somewhere else,’ Charlie said.

Ben turned back to face him. ‘Just tell me what Nikos Karapiperis told you.’

Charlie continued. ‘They’d been seeing each other, discreetly, for a while. It started as a one-night stand. Apparently she had quite a few of those. Then it got more serious, and they saw each other again and again. He was pretty frank with me. He’d had flings with girls before, but this was different. He was beginning to really care for her. Liked buying her things, he said. But then, suddenly, she didn’t need his money any more. She had plenty of her own.’

‘Did you find out where she was getting it?’

Charlie nodded. ‘It came from the States. Someone sent her an international money order for twenty thousand dollars. She wouldn’t tell Nikos who sent it, but she did tell him that there’d be more of it coming her way very soon.’

‘More?’

‘A lot more. The kind of money that would free her up for the rest of her life, she said. Apparently she was talking about coming back and buying a big house here, settling. She said she’d never have to work again. So if it’s true, we must be talking millions.’ Charlie paused. ‘But here’s the really strange bit.’

Ben blinked. ‘What?’

‘She never told him who sent the money, but she said it was all because of some prophecy.’

‘What prophecy?’

‘That was all Nikos knew. She was vague about it. The prophecy had something to do with the money. I have no idea what that means. Someone predicted that she’d win the lottery?’

‘When was the last time he saw her?’ Ben asked.