Then the movies coming back. His father dying, the young Chester Stone III at the helm, multiplexes everywhere. Four projectors, six, twelve, sixteen where there had been just one before. Then stereo. Five-channel, Dolby, Dolby Digital. Wealth and success. Marriage. The move to the mansion. The cars.

Then video. Eight-millimeter home movies deader than the deadest thing that ever died. Then competition. Cutthroat bidding from new outfits in Germany and Japan and Korea and Taiwan, taking the multiplex business out from underneath him. The desperate search for anything to make out of small pieces of sheet metal and precision-cut gears. Anything at all. The ghastly realization that mechanical things were yesterday’s things. The explosion of solid-state microchips, RAM, games consoles. Huge profits being made from things he had no idea how to manufacture. Big deficits piling up inside the silent software on his desktop machine.

His wife stirred at his side. She blinked open her eyes and turned her head left and right, first to check the clock and then to look at her husband. She saw his stare, fixed on the ceiling.

“Not sleeping?” she asked quietly.

He made no reply. She looked away. Her name was Marilyn. Marilyn Stone. She had been married to Chester for a long time. Long enough to know. She knew it all. She had no real details, no real proof, no inclusion, but she knew it all anyway. How could she not know? She had eyes and a brain. It was a long time since she had seen her husband’s products proudly displayed in any store. It was a long time since any multiplex owner had dined them in celebration of a big new order. And it was a long time since Chester had slept a whole night through. So she knew.

But she didn’t care. For richer, for poorer was what she had said, and it was what she had meant. Rich had been good, but poor could be good, too. Not that they would ever be poor, like some people are poor. Sell the damn house, liquidate the whole sorry mess, and they would still be way more comfortable than she had ever expected to be. They were still young. Well, not young, but not old, either. Healthy. They had interests. They had each other. Chester was worth having. Gray, but still trim and firm and vigorous. She loved him. He loved her. And she was still worth having, she knew that. Forty-something, but twenty-nine in her head. Still slim, still blond, still exciting. Adventurous. Still worth having, in any old sense of the phrase. It was all going to be OK. Marilyn Stone breathed deeply and rolled over. Pressed herself into the mattress. Fell back to sleep, five-thirty in the morning, while her husband lay quietly beside her and stared at the ceiling.

REACHER STOOD INSIDE the departures terminal, breathing the canned air, his tan turning yellow in the fluorescence, listening to a dozen conversations in Spanish, checking a television monitor. New York was at the top of the list, as he had thought it would be. First flight of the day was Delta to LaGuardia, via Atlanta, in half an hour. Second was Mexicana heading south, third was United, also to LaGuardia, but direct, leaving in an hour. He headed to the United ticket desk. Asked about the price of a one-way coach. Nodded and walked away.

He walked to the bathroom, and stood in front of the mirror. Pulled his cash roll from his pocket and assembled the price he had just been quoted from the smallest bills he had. Then he buttoned his shirt all the way up and smoothed his hair down with his palm. Walked back out and over to the Delta counter.

The ticket price was the same as United’s. He knew it would be. It always is, somehow. He counted the money out, ones and tens and fives, and the counter girl took it all and straightened the bills and shuffled them into denominations.

“Your name, sir?” she asked.

“Truman,” Reacher said. “Like the president.”

The girl looked blank. She was probably born overseas during Nixon’s final days. Maybe during Carter’s first year. Reacher didn’t care. He had been born overseas at the start of Kennedy’s term. He wasn’t about to say anything. Truman was ancient history to him, too. The girl typed the name into her console and the ticket printed out. She put it in a folder with a red-and-blue world on it, then she tore it straight back out.

“I can check you in right now,” she said.

Reacher nodded. The problem with paying cash for an airline ticket, especially at Miami International, is the war on drugs. If he had swaggered up to the desk and pulled his roll of hundreds, the girl would have been obliged to tread on a small secret button on the floor under her counter. Then she would have fiddled with her keyboard until the police came in, left and right. The police would have seen a big rough guy with a tan and a big wad of cash and figured him for a courier, straight off the bat. Their strategy is to chase the drugs, for sure, but to chase the money, too. They won’t let you put it in the bank, they won’t let you spend it without getting all concerned about it. They assume normal citizens use plastic cards for big purchases. Especially for travel. Especially at the airport desk twenty minutes before takeoff. And that assumption would lead to delay and hassle and paperwork, which were three things Reacher was always keen to avoid. So he had evolved a careful act. He made himself look like a guy who couldn’t even get a credit card if he wanted one, like a down-on-his-luck insolvent roughneck. Buttoning the shirt and carefully fingering the small bills were what did it. It gave him a shy, embarrassed look. It put the counter clerks on his side. They were all underpaid and struggling with their own maxed-out plastic. So they looked up and saw a guy just a little farther down the road than they were, and sympathy was their instinctive reaction, not suspicion.

“Gate B6, sir,” the girl said. “I’ve given you a window.”

“Thanks,” Reacher said.

He walked to the gate and fifteen minutes later was accelerating down the runway with pretty much the same feeling as being back in Crystal ’s Porsche, except he had a lot less legroom and the seat next to him was empty.

CHESTER STONE GAVE it up at six o’clock. He shut off the alarm a half hour before it was due to sound and slid out of bed, quietly, so as not to wake Marilyn. He took his robe from the hook and padded out of the bedroom and downstairs to the kitchen. His stomach was too acid to contemplate breakfast, so he made do with coffee and headed for the shower in the guest suite where it didn’t matter if he made noise. He wanted to let Marilyn sleep, and he didn’t want her to know that he couldn’t. Every night she woke and made some comment about him lying there, but she never followed up on it, so he figured she didn’t remember it by the morning, or else she put it down to some kind of a dream. He was pretty sure she didn’t know anything. And he was happy to keep it that way, because it was bad enough dealing with the problems, without worrying about her worrying about them as well.

He shaved and spent his shower time thinking about what to wear and how to act. Truth was he would be approaching this guy practically on his knees. A lender of last resort. His last hope, his last chance. Somebody who held the whole of his future in the palm of his hand. So how to approach such a guy? Not on his knees. That was not how the game of business is played. If you look like you really need a loan, you don’t get it. You only get it if you look like you don’t really need it. Like it’s a matter of very little consequence to you. Like it’s a fifty-fifty decision whether you even allow the guy to climb on board with you and share a little wedge of the big exciting profits just around the next comer. Like your biggest problem is deciding exactly whose loan offer you’re even going to consider.