"Was this a source of friction between the two of you?"

"Definitely not. She laid the whole thing out before we even got engaged. Her folks died in a plane crash and left her a bundle-what was I supposed to say? 'Cut me in for half, would you, darling?' "

The detective asked how much Joey was worth. Chaz said he didn't know precisely, which was true.

"Would you guess several million dollars?" Rolvaag asked.

"That's my impression, yes. The pre-nup didn't put an exact number on it," Chaz said.

He failed to add that he'd signed the pre-nuptial agreement fully anticipating it would be scrapped at a later date. In his unshakable vanity Chaz thought that he would eventually charm his new bride into sharing her vast inheritance. He had pictured the intimate ceremony taking place in the bedroom, of course, after a night of athletic lovemaking-Joey, still aglow, unfolding the pre-nup and holding it to the flame of a lilac-scented candle. It had never happened, though, and after nearly two years of waiting Chaz had given up hope. Joey wasn't hoarding the family fortune so much as ignoring it, which Chaz regarded as a crime against nature. What was the point, he'd asked himself, of staying wed to a wealthy woman who refused to act like one? The answer: There was no point.

"And after you were married," Rolvaag was saying, "what was the financial understanding between you and Mrs. Perrone?"

"Simple. Separate checkbooks, separate bank accounts," Chaz said. "We split the bills down the middle."

"I see."

"How come you're not writing this down?"

"Not necessary," said the detective. "Do you have a lawyer, Mr. Perrone?"

"Do I need one?" Chaz asked.

Up until then, the conversation had gone exactly as he'd imagined it would. "I mean, is there something you're not telling me? Did they find any evidence that points to, you know, a crime?"

"No, sir," Rolvaag said. "Earlier I noticed you using the pay phone in the hotel lobby. I'm curious why you weren't calling from your room-you know, for the privacy and all."

"Well-"

"And then it occurred to me that you might be speaking with your lawyer," the detective said, "because that's the sort of thing some lawyers would do-have their clients phone from a pay booth."

"Why?"

"Because that way the hotel won't have any record of the outgoing call," said Rolvaag. "Some of these guys, they see too many bad movies."

Chaz said, "I don't even know any lawyers."

"All right."

"I was calling our cleaning lady. I had to give her the alarm code to the house, since I won't be there when she comes Monday. I forgot all about it until I was in the elevator on my way down to the bar."

"Well, you've had a lot on your mind," Rolvaag said.

"Her name is Ricca, you want to check it out."

"Not necessary."

"Ricca… now what the heck is her last name?" Chaz mumbled, as if to himself.

By now the two men were on the beach, trudging through the soft sand in the direction of the jetties. Chaz was satisfied with the way he'd covered himself on the phone call; the detective seemed totally suckered.

Abruptly Rolvaag stopped and placed a hand heavily on Chaz's shoulder. "Look out there, Mr. Perrone."

For a long chilling moment Chaz was afraid to raise his eyes. Obviously the stroll was not so casual-the detective had set him up in the crudest way. Chaz's knees began to wobble as if they were coming unhinged.

But it turned out that Rolvaag wasn't pointing at Joey's bloated corpse in the surf, as Chaz had dreaded. He was pointing at the twinkling outline of a cruise liner off the coast. The ship's prow was aimed out to sea.

"That's the Sun Duchess" the detective said. "They kept her in port two extra hours to finish the search."

Chaz took a slow breath and tried to conceal his giddy relief. "And there was no sign of my wife anywhere on board? Nothing?"

"Afraid not."

"So she's definitely in the water," Chaz said.

"That would be a reasonable assumption."

"Joey's a swimmer-I mean, like, a champion swimmer. They can't give up searching after only a day or two. They can't.."

Rolvaag said, "I understand how you feel."

"So what'm I supposed to do?" Chaz's voice cracked convincingly, the result of many private rehearsals. "What the hell do I do now?"

They turned back toward the hotel, the detective saying, "Is there a clergyman you could call, Mr. Perrone? Someone close to the family?"

"Let me think," Chaz said.

Inside he was laughing like a jackal.

Mick Stranahan tied a white bucktail on his line and began casting from the dock, therapy that as a bonus would provide fresh snapper for dinner. It had been awhile since a woman had been on the island, and Stranahan wasn't sure what ought to be done about Joey Perrone.

He had no reason to doubt her story, or to believe it. Certainly he had no good cause to get involved, as that surely would bring aggravation-more time on the mainland, for one thing, and to Stranahan every minute spent in a city was misery. The headaches he brought back were no more painful than a railroad spike in the crown of his skull.

These days he traveled to Miami only to restock provisions and to cash his disability check, a dubious annuity for shooting a corrupt judge who had shot him first while being arrested. Mick Stranahan was in no way disabled, but the State Attorney's Office had needed a plausible reason to retire him at the doddering old age of thirty-nine. A gunshot wound was a better excuse than most.

Stranahan hadn't wanted to give up his job, but it had been discreetly explained that for political reasons the state attorney could not keep on staff an investigator (even a productive one) who had killed a duly elected judge (even a crooked one). So Stranahan had accepted the ludicrous buyout and purchased himself an old wooden stilt house in Biscayne Bay, where he had lived mostly unmolested for years until Hurricane Andrew smashed the place to splinters.

That night Stranahan had been staying in Coconut Grove with his sister, whose useless husband was too busy whoring it up at a lawyers' convention in Boston to fly home and install the shutters. Two days later, in a smotheringly hot calm, Stranahan had launched his skiff and made his way through the floating debris back to Stiltsville. There he had found, where his home once stood, eight bare pilings. He'd circled them once and then pointed the boat south.

Eventually he had stopped at an island that was more of a coral knob, scarcely broad enough for the modest L-shaped house that occupied it. The concrete structure had weathered the hurricane admirably, though the tidal surge had punched out the windows and swept away the contents of both floors, including the caretaker. Mick Stranahan had been pleased to accept the job.

The owner was a well-reviewed Mexican novelist whose complex personal life sometimes impelled him to seek haven in foreign jurisdictions. In eight years he'd come to the island only four times, never staying more than a few days. During the last visit Stranahan had noticed in the writer's face a mealy pallor and etched haggardness. When Stranahan asked if he was ill, the man laughed and offered to arm-wrestle for a million pesos.

Nonetheless, Stranahan foresaw a day when a ranger's boat would arrive with a notice saying that the old writer had died and that the island was being sold to the National Park Service. In the meantime, it was Stranahan's intention to remain in the concrete house until he was officially evicted.

His only permanent companion was a Doberman pinscher that had been slung ashore during a tropical storm two Octobers ago. Stranahan assumed that the half-drowned animal had toppled off somebody's boat, but no one came looking. The dog proved to be as dumb and stubborn as a mud fence, so Stranahan had named him Strom. Ultimately he managed to master the two tasks for which Dobermans are genetically programmed-barking and frothing-and might have made a passable watchdog if it weren't for his poor vision and clumsiness. Stranahan often kept Strom tethered to a coconut palm; otherwise the knucklehead was apt to go skidding off the seawall at the mere glimpse of a passing boat.