Bud had seen this all before. The Peacock Bank was running the same racket as all the others: If they accepted you, they'd shoot the credit card right into you, then and there, on the spot. These guys implanted it in the iliac crest of the pelvis, some opted for the mastoid bone in the skull-anywhere a big bone was close to the surface. A bone mount was needed because the card had to talk on the radio, which meant it needed an antenna long enough to hear radio waves. Then you could go around and buy stuff just by asking for it; Peacock Bank and the merchant you were buying from and the card in your pelvis handled all the details.

Banks varied in their philosophy of interest rates, minimum monthly payments, and so on. None of that mattered to Bud. What mattered was what they would do to him if he got into arrears, and so after he had allowed a decent interval to pass pretending to listen very carefully to all this crap about interest rates, he inquired, in an offhanded way, like it was an afterthought, about their collection policy. The banker glanced out the window like he hadn't noticed.

The soundtrack segued into some kind of a cool jazz number and a scene of a multicultural crew of ladies and gentlemen, not looking much like degraded credit abusers at all, sitting around a table assembling chunky pieces of ethnic jewelry by hand. They were having a good time too, sipping tea and exchanging lively banter. Sipping too much tea, to Bud's suspicious eye, so opaque to so many things yet so keen to the tactics of media manipulation. They were making rather a big deal out of the tea.

He noted with approval that they were wearing normal clothes, not uniforms, and that men and women were allowed to mingle. "Peacock Bank supports a global network of clean, safe, and commodious workhouses, so if unforeseen circumstances should befall you during our relationship, or if you should inadvertently anticipate your means, you can rely on being housed close to home while you and the bank resolve any difficulties. Inmates in Peacock Bank workhouses enjoy private beds and in some cases private rooms. Naturally your children can remain with you for the duration of your visit. Working conditions are among the best in the industry, and the high added-value content of our folk jewelry operation means that, no matter the extent of your difficulties, your situation will be happily resolved in practically no time."

"What's the, uh, strategy for making sure people actually, you know, show up when they're supposed to show up?" Bud said. At this point the banker lost interest in the proceedings, straightened up, strolled around his desk, and sat down, staring out the window across the water toward Pudong and Shanghai. "That detail is not covered in the brochure," he said, "as most of our prospective customers do not share your diligent attention to detail insofar as that aspect of the arrangement is concerned."

He exhaled through his nose, like a man eager not to smell something, and adjusted his goatee one time. "The enforcement regime consists of three phases. We have pleasant names for them, of course, but you might think of them, respectively, as: one, a polite reminder; two, well in excess of your pain threshold; three, spectacularly fatal."

Bud thought about showing this Parsi the meaning of fatal right then and there, but as a bank, the guy probably had pretty good security. Besides, it was pretty standard policy, and Bud was actually kind of glad the guy'd given it to him straight. "Okay, well, I'll get back to you," he said. "Mind if I keep the brochure?"

The Parsi waved him and the brochure away. Bud took to the streets again in search of cash on easier terms.

Three geodesic seeds skated over the roofs and gardens of Atlantis/Shanghai on a Friday afternoon, like the germs of some moon-size calabash. A pair of mooring masts sprouted and grew from cricket ovals at Source Victoria Park. The smallest of the airships was decorated with the royal ensign; she kept station overhead as the two large ones settled toward their berths. Their envelopes, filled with nothing, were predominantly transparent. Instead of blocking the sunlight, they yellowed and puckered it, projecting vast abstract patterns of brighter and not-as-bright that the children in their best crinolines and natty short-pants suits tried to catch in their arms. A brass band played. A tiny figure in a white dress stood at the rail of the airship Atlantis, waving at the children below. They all knew that this must be the birthday girl herself, Princess Charlotte, and they cheered and waved back.

Fiona Hackworth had been wandering through the Royal Ecological Conservatory bracketed by her parents, who hoped that in this way they could keep mud and vegetable debris off her skirts. The strategy had not been completely successful, but with a quick brush, John and Gwendolyn were able to transfer most of the dirt onto their white gloves. From there it went straight into the air. Most gentlemen's and ladies' gloves nowadays were constructed of infinitesimal fabricules that knew how to eject dirt; you could thrust your gloved hand into mud, and it would be white a few seconds later.

The hierarchy of staterooms on Æther matched the status of its passengers perfectly, as these parts of the ship could be decompiled and remade between voyages. For Lord Finkle-McGraw, his three children and their spouses, and Elizabeth (his first and only grandchild so far), the airship lowered a private escalator that carried them up into the suite at the very prow, with its nearly 180-degree forward view.

Aft of the Finkle-McGraws were a dozen or so other Equity Lords, merely earl– or baron-level, mostly ushering grandchildren rather than children into the class B suites. Then it was executives, whose gold watch chains, adangle with tiny email-boxes, phones, torches, snuffboxes, and other fetishes, curved round the dark waistcoats they wore to deemphasize their bellies. Most of their children had reached the age when they were no longer naturally endearing to anyone save their own parents; the size when their energy was more a menace than a wonder; and the level of intelligence when what would have been called innocence in a smaller child was infuriating rudeness. A honeybee cruising for nectar is pretty despite its implicit threat, but the same behavior in a hornet three times larger makes one glance about for some handy swatting material. So on the broad escalators leading to the first-class staterooms, one could see many upper arms being violently grabbed by hissing fathers with their top hats askew and teeth clenched and eyes swiveling for witnesses.

John Percival Hackworth was an engineer. Most engineers were assigned to tiny rooms with fold-down beds, but Hackworth bore the loftier title of Artifex and had been a team leader on this very project, so he rated a second-class stateroom with one double bed and a fold-out for Fiona. The porter brought their overnight bags around just as Æther was clearing her mooring mast– a twenty-meter diamondoid truss that had already dissolved back into the billiard-table surface of the oval by the time the ship had turned itself to the south. Lying as close as it did to Source Victoria, the park was riddled with catachthonic Feed lines, and anything could be grown there on short notice.

The Hackworths' stateroom was to starboard, and so as they accelerated away from New Chusan, they got to watch the sun set on Shanghai, shining redly through the city's eternal cloak of coal-smoke. Gwendolyn read Fiona stories in bed for an hour while John perused the evening edition of the Times, then spread out some papers on the room's tiny desk. Later, they both changed into their evening clothes, primping quietly in twilight so as not to wake Fiona. At nine o'clock they stepped into the passageway, locked the door, and followed the sound of the big band to Æther's grand ballroom, where the dancing was just getting underway. The floor of the ballroom was a slab of transpicuous diamond. The lights were low. They seemed to float above the glittering moonlit surface of the Pacific as they did the waltz, minuet, Lindy, and electric slide into the night.