I concluded that the point of origin was the basement of the building. Spalling on the brick and melted aluminum confirmed this. I observed that the basement windows had been broken outward not due to heat fracturing but due to being struck with an object of some sort, possibly to provide better oxygen supply to feed the fire. This is consistent with witnesses’ observations that the flames did not have a bluish tint (which would indicate a high level of carbon monoxide and might be expected with a fire in a closed space) but orange, indicating a plentiful oxygen source.

I observed fragments of melted and shattered glass consistent with a large (possibly half-gallon or gallon) bottle at the apparent site of origin and burn marks on the floor indicating that a liquid accelerant might have been used.

Subsequent spectrographic analysis indicated that there was such a substance, hydrocarbon-based (See NYFD laboratory Report 337490). The substance was approximately 60 percent 89-octane, unleaded gasoline, thirty percent diesel fuel, and ten percent dish detergent, determined by subsequent photospectrometric analysis to be Dawn brand.

This is consistent with witnesses’ observations that the fire appeared to burn orange in color with a large amount of smoke, indicating a hydrocarbon-based accelerant.

A gasoline can found on the premises contained residue of 89-octane, unleaded gasoline. But a comparison of the dyes added to both the gasoline contained in the accelerant, and those in the gasoline can indicated that they came from different sources.

Photospectrometric analysis was able to differentiate the fuel oil in the tank at the premises from the composition of the fuel oil found at the point of origin. An attempt was made to ascertain the supplier of the gasoline and fuel oil used in the accelerant but they were found to be blends, and so a source could not be determined.

In addition, it should be noted that thirteen semiautomatic pistols (four 9mm Glock, three 9mm Taurus and six.380 Browning) were found secreted behind the oil tank in the premises. The weapons were unloaded and there was no ammunition present. They were shipped to NYPD forensic lab for latent fingerprint testing. AFIS search came back with no match. BATF and NYPD Major Crimes was notified.

Witnesses reported they had seen a tenant (E. Washington) enter the building through the back door, ten feet from the point of origin, shortly before the blaze.

On the basis of this I instituted a search of the National Insurance Underwriters Fraud Prevention Service which revealed that on July 14 of this year, Suspect Washington applied for and received an insurance policy from New England Mutual Casualty and Indemnity, Policy No. 7833-B-2332. $25,000 declared value policy. Proceeds payable into her checking account (East Side Bank & Trust, Acct. No. 223-11003).

Fingerprints taken from several of the glass bottle shards located near the point of origin were compared with fingerprints taken from three Knows found in the remains of the premises and known to be Subject Washington’s. Two partials matched.

This provided the basis for probable cause and Suspect Washington was arrested at New York Hospital, where she was recuperating from injuries sustained in the fire.

Subject Washington was read her rights and refused to say anything, and was given the opportunity to seek legal representation.

The investigation is ongoing, and I am continuing to search for evidence to assist the District Attorney’s Office in prosecuting this offense.

Note: The vast majority of for-profit arsons involve a suspicious fire on the top floor and to the rear of the premises. This serves two purposes. It destroys the roof which in most cases is the most expensive portion of a building to repair. A destroyed roof will usually result in an insurance company declaring the building a total loss. Second it causes severe water damage throughout the rest of the premises, and thus causes significant additional damage, with minimal loss of life.

This particular fire was set in the basement – that is, without any concern whatsoever for human life. If the perpetrator is the individual who has set similar fires over the past several years, as the M.O. and nature of accelerant indicate, we have reason to believe that this individual is a particular threat to others.

We recommend that all pressure possible be brought to bear on Suspect Washington to have her reveal the identity of this perpetrator who, in my opinion, she hired for the purposes of perpetrating insurance fraud.

Insurance.

And fingerprints…

And damn if the color of the fire and the amount of smoke, all that technical stuff, hadn’t come right from his own mouth when he’d confronted Lomax at the scene, Pellam thought.

“The A.D.A.’s having a document examiner go over the insurance application to see if the handwriting matches hers. But there is a tentative match.” Bailey nodded his head in the direction Cleg, his green-jacketed emissary, had just disappeared. “I’m getting a copy of the report at the same time it’s sent to Ms. Koepel. If she hadn’t denied having the policy it probably wouldn’t have looked so bad for her.”

Pellam said, “Maybe she denied it because she didn’t take out the policy.” Bailey didn’t respond to that. Pellam returned to examining the report again. “The insurance is payable directly into her account. Is that unusual?”

“No, it’s pretty common. If a house or apartment burns, the company pays the proceeds directly into the bank. So the check wouldn’t be mailed to a place that no longer existed.”

“So whoever took out the policy would have to know her account number.”

“That’s right.” Bailey’s yellow pad was sun-faded around the edges. It looked like it was ten years old.

“Guns,” Pellam said, eyes on the report. “What do you think that means?

Bailey laughed. “That the apartment’s in Hell’s Kitchen. That’s all it means. There’re more guns here than on L.A. freeways.”

Which Pellam doubted very much. He asked, “Did you find out who the landlord is? And if the building was landmarked.”

“That’s why Cleg is delivering my thank-you presents.” Bailey rummaged in a file and dropped a photocopy on the desk. It bore the seal of the state attorney general. Bailey seemed to think this was a significant piece of paper but to Pellam it was legal gibberish. He shrugged, looked up.

The lawyer explained, “Yes, the building was landmarked but that’s irrelevant.”

“Why?”

“The owner’s a nonprofit foundation.” Bailey flipped through several pages and tapped an entry. Pellam read: The St. Augustus Foundation. 500 W. Thirty-ninth Street.

Everybody in the Kitchen knew about St. Augustus. It was a large church, rectory and Catholic school complex in the heart of the neighborhood and had been here forever. To the extent Hell’s Kitchen had a soul, St. Aug was it. In an interview Ettie had told him that Francis P. Duffy, the chaplain of the Kitchen’s famous World War I regiment, the Fighting 69th, had celebrated masses at St. Augustus before becoming pastor of Holy Cross Church.

Pellam asked skeptically, “You think they’re innocent just because it’s a church?”

“It’s the nonprofit part,” Bailey explained, “not the theological part. Any money that a not-for-profit makes has to stay in the organization. It can’t be distributed to its stockholders. Even when it’s dissolved. And the Attorney General and the IRS are always checking upon the books of nonprofits. Besides, the foundation had it insured for its book value – that was only a hundred thousand. Oh, sure, I’ve known a lot of priests who ought to go to jail for one thing or another but nobody’s going to risk sailing up to Sing Sing for that kind of small change.”