Duane Rice stood in a phone booth adjoining a 7-11 store in Encino. He was wearing a three-piece suit bought for ten dollars at a Hollywood thrift shop, and a curly-haired wig and beard/mustache combo purchased at Western Costume. His shoulder holster held a silencer-attached.45; his rear waistband a tranquilizer dart gun loaded with PCP darts. His hands were covered with surgical rubber gloves. He was ready.

At exactly 7:45 the phone rang. Rice picked up the receiver and said, "Yes?"

The gloating voice was unmistakably Bobby Garcia's: "Got her. Broke in the side door. Nobody saw us, nobody's gonna see us. She's scared shitless, but the kid is playing Mr. Nice Guy and sweet-talking her. Have lover boy call."

Rice said, "Right," then hung up and dialed the home number of Robert Hawley. The phone rang twice, then a female voice yawned, "Hello?"

"Robert Hawley, please," Rice said briskly.

The woman said, "One minute," then called out, "Bob! Telephone!" There was the sound of an extension being picked up, then a male voice calling, "I've got it, Doris. Go back to sleep." When he heard the original line go dead, Rice said, "Mr. Hawley?"

"Yes. Who is it?"

"It's a friend of Sally Issler."

"What the he-"

"Listen to me and be real, real cool and we won't kill her. Are you listening?"

"Yes, oh God… What do-"

Rice cut in, "What do you think we want, motherfucker! The same thing you rip off from your own fucking employer!" When he heard Hawley start to blubber, he lowered his voice. "You want to be cool or you want Sallypoo to die?"

"B-be cool," Hawley gasped.

"Then here's the pitch: One, I've got photographs of you pilfering the B. of A. tellers boxes, with the clock in the background, showing that you're on the job when you're not supposed to be, and some juicy infrared shots of you and Sally fucking. If you don't do what I want, my buddies chop Sally to pieces and the pictures go to your wife, the L.A.P.D., the bank and Hustler magazine. Dig me, dick breath?"

The gasp was now a whimper. "Yes. Yes. Yes."

"Good. Now, I want you to call Sally and have her introduce you to my colleagues. I'll call you back in exactly three minutes. There's a tap on your phone, so if you call the cops, another colleague will know and call Sally's roommates and tell them to do some chopping. Do you understand?"

"Y-yes."

Rice said, "Three minutes or chop, chop," then hung up. He watched the second hand on his Timex, pleased that his spontaneous bullshit about the photographs and phone tap had been so easy. When the hand made three sweeps, he again dialed Hawley's number.

"Yes?" A groveling whimper.

"You ready?"

"Yes."

"Good. I want you to get in your car and take your usual route to the bank. I've been tailing you for days, so I know the route. Park on the west side of Woodman a half block north of Ventura. I'll meet you there. You're being tailed, so don't fuck up. I'll see you there in twelve minutes."

Hawley's reply was a barely audible squeak. Rice hung up and walked very slowly to his Pontiac, forcing himself to count to fifty before he hit the ignition and eased the car into traffic. When he was six blocks from Hawley's house, he resumed counting, figuring that the bank manager would pass him in the opposite direction before he hit twenty-five. He was right; at twenty-two, Hawley's tan Cadillac approached at way over the speed limit, swerving so close to the double line that he pulled to the right to avoid a head-on. There were no cop cars anywhere. Nothing suspicious. Just business going down.

Rice cut over to side streets paralleling Ventura, pushing the car at fortyfive, so that he wouldn't get stuck waiting for Hawley to arrive. At Woodman he turned right and parked immediately, a solid hundred and fifty yards from the spot where the bank man was to meet him. Just as he set the brake and grabbed a briefcase from the back seat, Hawley's Caddy hung an erratic turn off Ventura and slowed. Rice checked his fake mustache in the rearview mirror. Mr. Solid Citizen out for a stroll.

The bank man was acting like Mr. Solid Citizen on a trip to Panic City. Rice walked toward the bank parking lot, watching Hawley scrape bumpers as he parallel-parked his Caddy, plowing into the curb twice before squeezing into an easy space. When he finally got out and stood by the car, he was shaking from head to toe.

Rice approached, swinging the briefcase casually. Hawley frantically eyeballed the street. Their eyes locked for an instant, then Hawley turned around and checked out his blind side. Rice grinned at his protective image and came up on the bank manager and tapped him on the shoulder. "Bob, how nice to see you!"

Hawley did a jerky pivot. "Please, not now. I'm meeting someone."

Rice clapped Hawley on the back and spun him in the direction of the bank, keeping an arm around his shoulders as he hissed, "You're meeting me, dick breath. We're going straight to the tellers boxes, then straight back to your car." He dug his fingers into the bank man's collarbone and gouged in concert with sound effects: "Chop, chop, chop." Hawley winced with each syllable and let himself be propelled toward the bank.

At the front door, Hawley inserted keys into the three locks while Rice stood aside with one eye cocked in the direction of Ventura Boulevard. No patrol cars; no unmarked cruisers; nothing remotely off. The doors sprung open and they stepped inside. The bank man locked a central mechanism attached to the floor runner and looked up at the robber. "F-fast, please."

Rice pointed toward the teller area, then stepped back and let Hawley lead the way. When the manager's back was turned, he opened his briefcase and took out a pint bottle of bourbon and stuck it into his right front pants pocket. Hawley stepped over a low wooden partition and began unlocking and sliding open drawers. Rice glanced down and saw rows of folding green, then looked closer and saw that it was off-green-fancy traveler's checks done up in a Wild West motif. "The cash," he hissed. "Where's the fucking money?"

Hawley stammered, "T-t-time-locked. The vault. You said on the phone you wanted-"

Ignoring him, Rice opened the rest of the drawers himself, finding nothing but fat stacks of B. of A. "Greenbacks" in denominations of twenty, fifty and a hundred. Replaying his casing job in his mind, he snapped to what happened. Hawley was pilfering the traveler's checks. The paperwork he saw him doing was some sort of ass-covering. Seeing the banker outlined in red, he said, "There's no cash in these drawers?"

"N-nn-no."

"You've been ripping off traveler's checks?"

Shooting a panicky glance at the window, Hawley said, "Just for a while. I've got bad gambling debts, and I'm just trying to get even. Please don't kill me!"

Rice held the briefcase open, thinking of Chula Medina and twenty cents on the dollar tops. When Hawley started stuffing the rows of Greenbacks inside, he said, "Talk, dick breath. Give me a good line on your scam, and maybe I'll let you slide."

Hawley fumbled the packets into the briefcase, his eyes averted from Rice, his voice near cracking as he spoke. "The Greenbacks are tallied by the week. I've got duplicate bankbooks for two old lady customers-they're senile-and I transfer cash from their accounts to the bank and take it out in Greenbacks. I can't do it for much longer, it's wrong, and the paperwork juggling has got to come back on me." He opened the last drawer and transferred its contents to the briefcase, then held up supplicating hands and whispered, "Please, fast."

Rice took in the bank man's "scam," feeling it sink in as truth, knowing that Eggers's pilfer scene was probably something similar-he was a fool to think bank pros would leave cash out overnight. Noting wraparound tabs on the Greenbacks, he flashed a psycho killer smirk and held his jacket open to show off his.45. "I know about exploding ink packets, dick breath. You ink me and I'll come back and chop-chop your whole family."