“You’re familiar with the RICO statutes, aren’t you, Mr. Raab?” The U.S. Attorney unlatched his case. “Or the Patriot Act?”

“RICO…” The blood drained out of Raab’s face. “That’s for mobsters. The Patriot Act? What the hell do you think I am?”

“The RICO statutes state that all it takes is knowledge of a criminal enterprise or a pattern of involvement in one to constitute a felony, which your brokering of the arrangement between Paz and Argot-not to mention the stream of illicit payments you’ve received from them over a period of years-clearly represented.

“I might also draw your attention to the Patriot Act, Mr. Raab, which makes it illegal since 2001 not to report checks in excess of twenty thousand dollars from any foreign entity.”

“The Patriot Act?” Raab’s knee shot up and down like a jackhammer. “What the hell are you saying here?”

“What we’re saying,” Special Agent Booth cut in, casually scratching at the short orange hairs on the side of his head, “is that you’re pretty much fucked and fried here, Mr. Raab-pardon the French-and what you ought to start thinking about now is how to make this go your way.”

“My way?” Raab felt the heat of the room under his collar. He had a flash of Sharon and the kids. How would they possibly deal with this? How would he even begin to explain…? He felt his head start to spin.

“You don’t exactly look so good, Mr. Raab.” Agent Ruiz pretended to be concerned. He got up and poured him a cup of water.

Raab dropped his forehead into his hands. “I think I need my lawyer now.”

“Oh, you don’t need a lawyer.” Agent in Charge Booth stared wide-eyed. “You need the whole fucking Department of Justice to make this go your way.”

Ruiz came back to the table, pushing the water across to Raab. “Of course, there might be a way this could all work out for you.”

Raab ran his hands through his hair. He took a gulp of water, cooling his brow. “What way?”

“The way of keeping you out of a federal prison for the next twenty years,” Booth replied without a smile.

Raab felt a pain shoot through his stomach. He took another sip of water, sniffing back a mixture of mucus and hot tears. “How?”

“Concerga, Mr. Raab. Concerga leads to Ramirez and Trujillo. You’ve seen the movies. That’s the way it works here, too. You take us up the ladder, we find a way to make things disappear. Of course, you understand,” the FBI man added, rocking back with an indifferent shrug, “your buddy Harold Kornreich has to go, too.”

Raab stared at him blankly. Harold was a friend. He and Audrey had been to Justin’s bar mitzvah. Their son, Tim, had just been accepted to Middlebury. Raab shook his head. “I’ve known Harold Kornreich twenty years.”

“He’s already history, Mr. Raab,” Booth said with a roll of his eyes. “What you don’t want to happen is for us to pose the same questions to him about you.”

Ruiz maneuvered his chair around the table and pulled it up close to Raab in a chummy sort of way. “You have a nice life, Mr. Raab. What you’ve got to think about now is how you can keep it that way. I saw those pictures in your office. I’m not sure how twenty years in a federal penitentiary would go over with that pretty family of yours.”

“Twenty years!”

Ruiz chuckled. “See, I told you we’d come around to that number again.”

A surge of anger rose in Raab’s chest. He jumped up. This time they let him. He went over to the wall. He started to slam his fist against it, then stopped. He spun back around.

“Why are you doing this to me? All I did was get two people together. Half the people on the fucking Street would have done the same thing. You throw the Patriot Act in my face. You want me to turn on my friends. All I did was buy the gold. What the hell do you think I am?”

They didn’t say anything. They just let Raab slowly come back to the table. His eyes were burning, and he sank into the chair and wiped them with the palms of his hands.

“I need to speak with my lawyer now.”

“You want representation, that’s your decision,” Ruiz replied. “You’re a cooked goose, Mr. Raab, whichever way. Your best bet is to talk to us, try and make this go away. But before you make that call, there’s one last thing you might want to pass along.”

“And what is that?” Raab glared, frustration pulsing through his veins.

The FBI man removed another photo from his file and slid it across the table. “What about this face, Mr. Raab? Does it look familiar to you?”

Raab picked it up. He stared at it, almost deferentially, as the color drained from his face.

Ruiz started laying out a series of photos. Surveillance shots, like before. Except this time they were of him. Along with a short, stocky man with a thin mustache, bald on top. One was through the window of his own office, taken from across the street. Another of the two of them at the China Grill, over lunch. Raab’s heart fell off a cliff.

“Ivan Berroa,” he muttered, staring numbly at the photograph.

“Ivan Berroa.” The FBI man nodded, holding back a smile.

As if on cue, the door to the interrogation room opened and someone new stepped in.

Raab’s eyes stretched wide.

It was the man in the photo. Berroa. Dressed differently from how Raab had ever seen him. Not in a leather jacket and jeans, but in a suit.

Wearing a badge.

“I think you already know Special Agent Esposito, don’t you, Mr. Raab? But should your memory need refreshing, we can always play back the voice recordings of your meetings if you like.”

Raab looked up, his face white. They had him. He was fucked.

“Like we told you at the beginning”-Agent Ruiz started picking up the photos with a coy smile-“these things seem to go best when the person has nothing to hide.”

Kate barely caught the 12:10 train at Fordham Road to get back to her parents’ home in Larchmont, squeezing into the last car just as the doors were about to close.

All she’d had time to do was grab a few personal things and leave a cryptic message for Greg on the way: “Something’s happened with Ben. I’m heading up to the house. I’ll let you know when I know more.”

It took until the train pulled away from the station and Kate found herself in the midday emptiness of the car for it to hit her-body-slam her, was more like it-just what her mother had said.

Her father had been arrested by the FBI.

If she hadn’t heard the panic in her voice she would have thought it was some kind of joke. Money laundering. Conspiracy. That was crazy… Her dad was one of the straightest shooters she knew.

Sure, maybe he might finagle a commission here or there. Or put a family meal on the company tab once in a while. Or fudge his taxes… Everyone did that.

But RICO statutes… abetting a criminal enterprise…the FBI…This was nuts. She knew her father. She knew what kind of man he was. There was absolutely no possible way…

Kate bought a ticket from the conductor, then leaned her head against the window, trying to catch her breath.

Reputation was everything to her dad, he always said. His business was based on it. He didn’t have salesmen or some fancy arbitrage program or a back room filled with hustling traders. He had himself. He had his contacts, his years in business. He had his reputation. What else was there beyond his word?

Once, Kate recalled, he had refused to handle a large estate sale-it was well into seven figures-just because the executor had shopped it to a friendly competitor on the street and Dad didn’t like the appearance that he’d been bidding for the job against his friend.

And another time he’d taken back an eight-carat diamond he’d brokered in a private sale after two years. Just because some shyster appraiser the buyer had found later insisted that the stone was a little hazy. A six-figure sale. Hazy? Even Em and Justin told him he was nuts to do it. The stone hadn’t changed! The woman just didn’t want it anymore.