“You’re not being rude.” Rand grinned. “Kayla’s been praising you to the skies. Says you’re the world’s smartest banker. I’ve got money to invest. Match made in heaven, right? You just go ahead and conduct your off-hours business while we eat lunch. That way she won’t put in for overtime.”

Foley stared at the other man.

Rand stared back.

The banker realized that short of physically throwing Kayla’s date out of the booth, he wasn’t going to get her alone. A scene was the last thing Foley wanted, but he gave in with little grace.

“Lunch.” With a grimace, Foley picked up a menu that had more pages than a small weekly.

“Order for me,” Rand said to Kayla, running his fingertip over her bottom lip. “You know what I like.”

She caught the fingertip in her teeth, nipped, licked, and released. “I sure do,” she said in a husky voice.

Foley’s eyes narrowed.

“Is Lane old enough to see this?” Faroe’s voice asked in Rand’s ear. “We’re only a few tables away.”

“Behave, darlin’,” Rand said, “or we’ll never get rid of-um, get through with business and on to better things.”

Kayla ordered steak and eggs for them.

Foley ordered a Bloody Mary.

While the server wrote, Rand looked casually around the restaurant. Faroe and Lane were in place several tables over. They’d been there long enough to have food in front of them. Faroe was drinking coffee with his sandwich while Lane sucked up cola and made his way through a plate of cheeseburgers that were barely bigger than silver dollars. Lane was careful not to look anywhere but at his dad or his food.

The server left, promising Foley the drink in short order.

If there were other St. Kilda operators in the restaurant, Rand didn’t recognize them. Nor did he see any of the thugs who’d been gathered around Gabriel in Guadalupe.

A minute later the Bloody Mary appeared in front of Foley. The restaurant made its profit on the bar. As long as someone was drinking, the food would wait.

Foley took a swallow, then another. “Kayla, we really should be alone to talk about the account I have in mind.”

“That dude makes a lousy undercover,” Faroe murmured in Rand’s ear. “You’re supposed to guide the mark, not beat him to death.”

Kayla managed a look of confused innocence. “I don’t understand. Is this about the Bertone account?”

“Some aspects of banking involve proprietary information,” Foley snapped. “Our clients expect confidentiality. I shouldn’t have to explain that to you.”

“Then you’re here about the Bertone account?” Kayla repeated.

“Yes,” Foley said through his teeth.

“Good.” Her fingers drummed on the table. “I’ve got to tell you, I’m not happy about the Bertones. Come Monday, I’m thinking about going to Mal Townsend and asking for reassignment.”

Foley looked like someone had handed him a foot-long worm. “What are you talking about? Mal isn’t your boss. I am!”

“And Mal is your boss,” Kayla said. “You’ve turned down my requests for reassignment for months. I don’t have any choice but to go above you.”

Foley straightened in the booth. The Bloody Mary glass met the table’s polished surface hard enough to slosh a few drops down the side. “You’d go against my direct order?”

“I said I was thinking about it.” She frowned and rubbed her eyes. “I’m spooked by this Bertone situation, and you’re not giving me much help.”

“What the hell is she doing?” Faroe asked.

Rand scratched his shirt. Hard. It was Kayla’s show. He yawned and made a show of putting in the second earbud. Soon he was jiving to an imaginary beat.

Foley glared at Rand. “I really don’t want to discuss bank business in front of a total stranger.”

Rand had closed his eyes and was humming a tune. Badly. He could still hear the conversation but gave no sign of it.

“Ignore him,” Kayla said, shrugging. “Jerry’s high-octane in the sheets, but beyond that he’s no lightbulb.”

Four tables away Faroe almost choked on his coffee.

“Trust me,” she said to Foley. “It’s not like we’re giving Bertone’s private banking information to the comptroller of the currency.” Then her eyes widened and she looked at her boss like she’d never seen him before.

“Kayla-” Foley began loudly.

“That explains a lot,” she said over him. “We’re avoiding the normal reporting requirements for large transactions by handling them through a correspondent banking account. Right?”

Rand began snapping his fingers lightly, shoulders swaying to an imaginary beat, hips hitching in time. He opened his eyes long enough to give Kayla a come-and-get-it leer.

Foley’s hands fisted. He glared at her through his amber shooter’s glasses. His expression said he would love to see her over the sight of a gun. And her boyfriend right after her.

“You don’t know what you’re saying,” Foley said.

“I know that my name is on the bottom line as the one responsible for the Bertone account, that you told me to set it up, and that nowhere are you on record as being responsible for anything to do with Bertone’s money.”

“Go, sistah!” Faroe said in Rand’s ear.

“Oh, yeah, babe,” Rand sang huskily. “Lay it down on me.”

She kicked him under the table.

He didn’t open his eyes.

“I don’t have anything to do with Bertone’s money,” Foley said.

“Bullshit,” Kayla said sweetly. “I suppose you didn’t recommend a real estate agent to me when I wanted to sell my ranch.”

“Well, I, uh, yeah,” he said, surprised by the change of subject. “I was just trying to help.”

“Who? Thanks to the agent you sent me to, my ranch was instantly sold at a price well above market value to-surprise!-Andre Bertone.” Kayla’s voice wasn’t loud, but it was sarcastic enough to curdle milk.

“Uh…” Foley drank more Bloody Mary. It didn’t inspire anything but another drink. He signaled the server.

“So now I look like a dirty banker,” Kayla said. “You gave me full responsibility for the Bertone account to set me up. You’ve been planning this for months.”

Rand kept his eyes closed. He whisper-sang words to an old blues tune. Hip-hitches kept time.

“Will you tell that idiot to stop twitching?” Foley snarled.

“As soon as you cut me in on a share of the profits from Bertone’s correspondent account.”

Foley blinked. “A share?”

“As in money. Real money. Half of what you’re getting.”

“Are you crazy? You can’t-” Foley broke off as the server returned with another Bloody Mary. He took a steadying swallow. “You can’t prove any of this.”

She smiled slowly. “Want me to try?”

Foley wondered how the hell the conversation had gotten out of control. “Look, you misunderstand.”

“That was yesterday. Today I’m a lot smarter. Half of what you’re getting.”

Foley looked at the table. “Listen, babe, you really don’t know what you’re talking about.”

“Then I’m out of time for you,” Kayla said, tucking the strap of her purse over her shoulder. “Places to go, things to do, and most of all, people to talk to.”

She put her hand around Rand’s wrist and tugged.

“Huh?” he said.

She lifted out one earbud and leaned in close. “We’re gone.”

“Wait!” Foley said.

“For what?” Kayla asked.

“Look, I know how hard you’ve been working,” Foley began. “You’re overdue for a raise. Twenty thousand a year, okay?”

“Twenty a year? That’s chump change,” she said.

But she stopped pushing Rand out of the booth.

He stuffed the second earbud back into place and closed his eyes, mostly because he was afraid to look in Faroe’s direction. Both of them would have fallen out of their chairs laughing.

“She’s a natural,” Faroe said between snickers.

“You’re making a lot more than twenty thou a year under the table,” Kayla said to Foley.

“I didn’t say anything about money under the table, babe. I never said a word about that.”