“Even so. It’s a reason to be cautious, don’t you think?”

On the causeway, headlights floated dreamily past; looking the other way, out toward the channel and the open sea, I could make out the twinkling bulk of a cruise ship, its boiler stacks strung with lights, pushing south from Miami like a floating Christmas tree turned sideways. This close in, she was probably headed for Key West, where the fun, I was told, never stopped.

“Luce-”

She stopped me with a hand. “Joe,” she said. “Joe. It was all a long time ago. Go see what’s on his mind.”

As we both knew I would, which is how things are when you’ve been married twenty years and spent most of this time as isolated as a couple of bears in the Yukon: a lot of what passes for discussion is really just taking in the scenery, and a recap of something you both already know. Hal’s cousin called the next morning, right on schedule, but I told him I was tied up and would call him back, having no intention whatsoever of actually doing so. I like lawyers fine-despite the jokes, most are just people with a job-but whatever Hal had to offer, he would have to offer me alone. I had one boat on the water for the day; Tyrell, my sole employee, had taken out the smaller of the two with a group sent over from the big resort on Hawk’s Cay. But the second, the Mako, which I used for deep sea, was in for engine maintenance, so I spent the afternoon doing various odds and ends to prep it for a weekend party and keeping an eye peeled for Tyrell’s return. My deal with Tyrell was a sweet one; unless somebody asked for me in particular, all the flats-guiding was his to do, with the two of us splitting the take, plus the tip, which he got to pocket free and clear. On any given day I’d have him out on the water for at least four hours, making money for both of us and generally scaring the whiskers off our white-bread clientele with his dreadlocks, Jamaican accent, and twelve-o’clock doobie (he thought I didn’t know about this; of course I did), though by Miller time everybody would be happy as a band of Smurfs, full of stories about the huge fish they had caught or not, and a permanent appreciation for Tyrell’s mystical ability to tell them where to drop a cast. No doubt most attributed this to some kind of island wisdom, or else the dope, but I knew better. Tyrell was actually from Corpus Christi and had a master’s degree in marine bio from Texas A &M. The accent was pure theater, something he had picked up in the Peace Corps.

By two o’clock he hadn’t returned, a good omen, since his party had signed on for only half a day but now had obviously sprung for the full ride, so I decided to kill the rest of the afternoon by driving up to have a look at a boat I was hoping to buy. I say “hoping” because there was no way on God’s green earth anybody was going to loan me the scratch for it, and with Kate planning on medical school-she had her heart set on either UCLA or Dartmouth Hitchcock-I saw nothing but the worst kind of cash squeeze in my future. But this boat! A 1962 38-foot Chris-Craft Constellation with twin MerCruiser Blue Water 350s, totally restored with glossy teak from bowsprit to transom, more varnished wood in the wheelhouse than in all the pubs in Dublin, all of it completely top-shelf right down to the bait wells with custom circulating pumps and enough electronics on the helm to command the U.S. Seventh Fleet: in all my life, I had never seen a boat like this. It wasn’t the best rig for deep sea, or fishing of any kind, as I would spend half my time mopping up the blood and reminding people to use the goddamn coasters. But we want what we want, and I wanted this boat, never mind the price tag, an eye-popping $220,000, about the same as four years of medical school in sunny California or snowy New Hampshire, take your pick. She was docked in Marathon, and the only reason she hadn’t sold was that the owner, a former “labor official” from Providence, was now out of the country “indefinitely” and had left the sale to the yard where she was kept. This was a fox-henhouse proposition if ever there was one, as the slip fees and maintenance on a boat like that easily brought in three times the money they would see from a brokerage commission, so the thing had sat through two winters with nary an offer I knew of.

I parked the truck in the yard lot, ducked into the office to fetch the key, and walked down to the slip where she was waiting, in all her forgotten glory. I had met the owner, Frank DeMizio, once before, when I’d first gone to the yard to take a peek-a tough-looking, squarish little man with a face like a piecrust and enough hair on his back to throw a shadow. He was wearing nothing but a Red Sox cap and a pair of aquamarine bikini briefs, and when I introduced myself and told him I was there to see the boat, he didn’t offer me his hand to shake but simply grunted and went back to wiping down the bait boxes with a shammy cloth.

“Felicity,” I said, reading the name off the transom.

“Means ‘pussy’ in Latin,” he said.

“I think it means ‘happiness,’ ” I said.

He shrugged his big shoulders and wrung his cloth into a bucket. “Same thing, innit?” He rose then and had a hard look at me where I stood on the dock. “You cocksuckers never give up, do you?”

“Excuse me?”

“Fucking IRS. Nothing satisfies you, you parasites.”

“I’m not from the IRS. Ask Carl.” Carl was the yard owner; he knew my business, who I was.

“That lying rat fuck?” He crossed his beefy arms over his chest. “He’s twice as dirty as I ever was. You tell Agent Tortorella to check his books, he wants a good laugh.”

I fished through my wallet for a business card, which I held out to him over the gunwale. “Listen, I’m really not from the IRS. I run a charter service out of Big Pine.”

He rolled his eyes, but then took the card and looked at it. “Joe Crosby.” He frowned and lifted his eyes to me. “That you?”

“That’s right. I just told you.”

His face softened. “Well, fuck it. So you did.” He sat down heavily on the bait box and shook his head regretfully. “Sorry about that. You gotta believe me, these guys have been all over my ass. I can’t take a dump without some fed reaching out of the bowl to grab the paper from my hand.”

“Forget it,” I said. “If you don’t want me to look at the boat today, I can just come back another time.”

“No, the hell with it.” He waved me up like we were the best of friends. “Who knows if there’ll be a next time, the way this is playing out. Might as well come on board and have a look around.”

He gave me the full tour, even started up the engines and took us for a quick spin out to Key Vaca, and by the time we returned, he seemed to have forgotten all about his troubles. We sat on the aft deck and shot the breeze over a couple of cans of Coors; he told me how he had found the boat nine years ago in western Connecticut, falling apart in somebody’s barn, and had put it back together piece by piece, hoping someday to retire someplace warm and spend the rest of his life puttering around on it. His marriage was long over, his kids were grown and gone. Except for a crappy little townhouse in Providence and a ten-year-old Cadillac, the boat was what he had. He’d gotten as far as bringing her all the way down from Newport, piloting it himself right down the East River and under the Verrazano Narrows Bridge. But then he had come into his office one day to find the place crawling with police, not just local cops but IRS and FBI, his file cabinets and desk and computer all sealed with yellow tape and making their way on handcarts to a step van parked in the alley.

“I’ll tell you one thing,” Frank said, lighting up another of the long brown cigarettes he had smoked all afternoon. “You think those cocksucking Kennedys were ever put under investigation? They never did anything I ain’t done.”

“Can’t say I know much about it, Frank. I’ve heard that, though.”