A long black limo pulled up. The door opened, and out climbed McVee’s twenty-five-year-old nephew, Jason Wald. He was talking loudly on his cell, seeming to make it a point that I overheard.

“Look, I’m not trying to be an asshole,” Wald said into the phone, emphasis on the word trying. “We’re selling the company, and you’re out. It’s over, T.J.”

Wald was having too much fun with this call, and it was obvious that the timing was choreographed for my benefit. I knew he was talking to T. J. Barnes, CEO of one of the top one hundred companies in Dallas. T.J. was a middle-aged cowboy who had never worked for anyone a day in his life until-on a tip from me-McVee’s hedge fund purchased a controlling interest in his company.

Papa’s voice was echoing in my head again: Who are your enemies, Michael?

I climbed into the limo and sat on the black leather bench seat facing McVee and his nephew, my back to the driver.

In recent years, the face of the relationship between Ploutus and Saxton Silvers had been less and less about me and Kyle McVee. Jason Wald wasn’t about to grab the helm from his uncle, but his influence was enough to steer Ploutus deep into the subprime waters of Kent Frost and his structured products factory. Since I was the one who started the relationship between the two firms, McVee must have felt compelled to drop the bomb on me, rather than on my CDO-making, market-shaking, bonus-taking colleague.

“There’s no way to soft-pedal this, Michael. Ploutus and its affiliates have no choice but to withdraw all of our capital from our prime brokerage accounts at Saxton Silvers.”

It was as if he’d just punched me in the chest. Prime brokerage was a highly profitable bundle of services we provided to hedge funds and other professional investors who favored short-selling and other leveraged megadeals.

“That’s two and a half billion dollars,” I said.

“As of this morning, yes.”

“That money is the collateral for the deals we finance and the trading strategies we execute for you.”

“I hate to state the obvious, but what I’m telling you is that Ploutus won’t be doing any more deals or executing any further strategies through Saxton Silvers.”

“This is the kind of move from a major hedge fund that others will follow.”

I was sure he’d heard me, but he was suddenly gazing out the window. We were near the NYU campus, slowly rounding the corner. McVee’s attention had shifted to the nearly completed building facing Washington Square.

“Coming along nicely,” he said with a wan smile.

The university was getting a new arts center named for McVee’s son Marcus. I had attended the groundbreaking ceremony as one of McVee’s guests two years earlier. Marcus had been dead for several years now, and still it wasn’t easy to get McVee to focus on much of anything when his son was in his thoughts. But I had to try.

“Kyle, I hope you aren’t making this decision based on the ridiculous things Chuck Bell has been saying.”

“Nothing to do with Chuck, God rest his soul.”

“No disrespect for the dead, but the man you’re commending to the hand of God almost single-handedly ruined my reputation on the Street.”

“Chuck called it like he saw it. And he made me a ton of money.”

“Are you saying you’re short-selling Saxton Silvers?”

“Everyone with a lick of sense is short on Saxton Silvers. Wake up and smell the coffee.”

His nephew inhaled deeply, as if literally showing me how to do it.

Such a punk.

I could have tried to convince McVee to wait and see how the market performed before making his decision, but he was finished with me. Except for one more thing.

McVee leaned forward, looked me in the eye, and said, “It’s nothing personal. I mean that.”

The car stopped within walking distance of the federal courthouse. My brother’s office was in the building on the corner. The driver came around and opened the door for me. McVee slapped me on the arm as I climbed out of the limo.

“Like I said: nothing personal.”

“Ditto,” said his nephew.

I watched from the sidewalk as the limo pulled away. A single “nothing personal” would probably have done it. Saying it twice was one time too many.

Ditto had almost made me puke.

I checked my watch: 8:40 A.M. The market would open in fifty minutes. I had to give Eric the news about Ploutus before disappearing into a meeting with my “big brother” the lawyer. My cell rang as I was dialing. It was the tech leader from my investment team. I had every computer-savvy genius I knew trying to figure out how the identity thief had accessed my password-protected accounts, and Elliot Katz was among the brightest.

“Breakthrough,” he said. “I think I know how they got your passwords.”

I spoke while zigzagging my way down the crowded sidewalk, weaving in and out among hurried commuters, joggers, and dog walkers. “Tell me,” I said.

“Spyware. It infected your laptop and monitored your keystrokes.”

“How did it get there?”

“I’ve seen it countless times,” said Elliot. “Even police stations fall for this stuff and get their databases hacked into. Usually somebody opens an attachment to an e-mail offering ‘free porn’ or some other goodie from an unknown source.”

“I don’t open attachments from people I don’t know.”

“I know. That’s a given. Which leads me to the jaw dropper: The e-mail attachment that launched the spyware on your computer didn’t come from an unknown source.”

“Who sent it?”

“I’ve traced it to an e-mail you received eleven days ago,” he said. Then he paused, as if reluctant to deliver the news. “It was from your wife.”

A noisy bus was pulling away from the curb, making it hard to hear. I stopped walking and plugged my finger into my other ear.

“Did you say Mallory planted spyware on my computer?”

“That would be correct,” he said.

Eleven days ago-nine days before she had gone through that charade she called my surprise thirty-fifth birthday party. I was starting to feel beyond abused. Manipulated was more like it.

“Thanks for getting to the bottom of this.” I had to get off the phone and figure this out.

“You’re welcome. And, Michael, don’t worry. I won’t breathe a word to anyone about this.”

I thanked him again, hung up, and was about to make another call when I nearly walked straight into a wooden barricade. The street was blocked off for the filming of some music video or commercial, and the crew was still packing up after an all-night shoot. The detour diverted the crowd to the other side of the street, and as I crossed, one of the crew leaned over the barricade and stopped me.

“Hey, buddy,” he said in a heavy “New Yawk” accent. He was pointing an accusatory finger at me, a giant Styrofoam cup of coffee in his other hand.

“Me?” I said.

“Yeah, you. Ain’t you the guy who was on FNN talking to Chuck Bell yesterday?”

I assumed he didn’t mean the giant bear who’d gone down on a left hook from Bell in the first round. “Yeah, that was me.”

His next move was like lightning, and suddenly his cup was empty and my shirt and suit coat were soaked with lukewarm coffee.

“That’s for making me lose my ass on Saxton Silvers, you short-selling son of a bitch.”

Online amateurs. Gotta love ’em.

I could have kicked his ass for ruining what was for all practical purposes the only clean business clothes to my name, but in a way I understood his anger. As far as he knew, I was a Wall Street jerk who had bet against my own company. It made me wonder how many more-thousands more-just like him were out there.

I shook it off and speed-dialed Eric Volke with the important news from Kyle McVee. The Mallory question had to wait. It would surely make Eric’s day to hear that our biggest hedge fund had slit our throat-and that the run on the bank had begun.


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