The money was a payment for Janek, the workman who was extending the kitchen in the terraced house in Headingley that she’d bought with the proceeds of the sale of her parents’ bungalow in Bramley. It was such a relief that they were finally dead, dying within a few weeks of each other, minds and bodies long past their sell-by date. They had both reached ninety and Tracy had begun to think that they were trying to outlive her. They had always been competitive people.

Janek started at eight in the morning, finished at six, worked on a Saturday – Polish, what else. It was embarrassing how much Tracy was attracted to Janek, despite the fact that he was twenty years younger and at least three inches shorter than she was. He was so careful and had such good manners. Every morning Tracy left out tea and coffee for him and a plate of biscuits wrapped in cling-film. When she returned home the biscuits were all eaten. It made her feel wanted. She was starting a week’s holiday on Friday and Janek promised everything would be finished by the time she returned. Tracy didn’t want it to be finished, well, she did, she was sick to death of it, but she didn’t want him to be finished.

She wondered if he would stay on if she asked him to do her bathroom. He was champing at the bit to go home. All the Poles were going back now. They didn’t want to stay in a bankrupt country. Before the Berlin Wall came down you felt sorry for them, now you envied them.

When Tracy was on the force her fellow officers – male and female – all assumed she was a dyke. She was over fifty now and way back when she had joined the West Yorkshire Police as a raw cadet you had to be one of the boys to get along. Unfortunately, once you’d established yourself as a hard-nosed bitch it was difficult to admit to the soft and fluffy woman you were hiding inside. And why would you want to admit to that anyway?

Tracy had retired with a shell so thick that there was hardly any room left inside. Vice, sexual offences, human trafficking – the underbelly of Drugs and Major Crime – she’d seen it all and more. Witnessing the worst of human behaviour was a pretty good way of killing off anything soft and fluffy.

She’d been around so long that she had been a humble foot soldier when Peter Sutcliffe was still patrolling the streets of West Yorkshire. She remembered the fear, she’d been afraid herself. That was in the days before computers, when the sheer weight of paperwork was enough to swamp the investigation. ‘There were days before computers?’ one of her younger, cheekier colleagues said. ‘Wow, Jurassic.’

He was right, she was from another era. She should have gone sooner, only hanging on because she couldn’t think how to fill the long empty days of retirement. Sleep, eat, protect, repeat, that was the life she knew. Everyone was fixated on the thirty years, get out, get another job, enjoy the pension. Anyone who stayed on longer was seen as a fool.

Tracy would have preferred to have dropped in harness but she knew it was time to go. She had been a detective superintendent, now she was a ‘police pensioner’. Sounded Dickensian, as if she should be sitting in the corner of a workhouse, wrapped in a dirty shawl. She’d thought about volunteering with one of those organizations that helped mop up after disasters and wars. After all, it was something she felt she’d been doing all her life, but in the end she took the job in the Merrion Centre.

At her farewell piss-up they had given her a laptop and two hundred quid’s worth of spa vouchers for the Waterfall Spa on Brewery Wharf. She was pleasantly surprised, even flattered, that they imagined she was the kind of woman who would use a spa. She already had a laptop and she knew the one they gave her was one of those that Carphone Warehouse gave away for free, but it was the thought that counted.

When she took the job as head of security in the Merrion Centre Tracy thought ‘fresh start’ and made some changes, not just moving house but getting her moustache waxed, growing her hair into a softer style, shopping for blouses with bows and pearl buttons and shoes with kitten heels to wear with the ubiquitous black suit. It didn’t work, of course. She could tell that, spa vouchers or no spa vouchers, people still thought she was a butch old battleaxe.

Tracy liked getting up close and personal with the punters. She strolled past Morrisons, the gap where Woolworths used to be, Poundstretcher – the retail preferences of the lumpenproletariat. Was there anyone in the entire soulless place who was happy? Leslie perhaps, although she kept her cards close to her chest. Like Janek, she had a life somewhere else. Tracy imagined Canada was a good place to live. Or Poland. Perhaps she should emigrate.

It was warm today. Tracy hoped the weather would last for her holiday. A week in a National Trust cottage, lovely setting. She was a member. That was what happened when you grew older and had nothing fulfilling in your life – you joined the National Trust or English Heritage and spent your weekends meandering around gardens and houses that didn’t belong to you or gazing in boredom at ruins, trying to reconstruct them in your mind – long-gone monks cooking, pissing, praying inside walls of cold stone. And you spent your holidays on your own, of course. She’d joined a ‘singles social club’ a couple of years ago. Middle-aged, middle-class people who didn’t have any friends. Rambling, art classes, museum visits, all very sedate. She joined thinking it might be nice to go on holiday with other people but it hadn’t worked out. Spent all her time trying to get away from them.

The world was going to hell in a handcart. The Watch Hospital, Costa Coffee, Wilkinson’s Hardware, Walmsley’s, Herbert Brown’s (‘Lend and Spend’ a fancy rhyme for a pawnbroker, eternal friend of the underclass). All human life was here. Britain – shoplifting capital of Europe, over two billion quid lost every year to ‘retail shrinkage’, a ridiculous term for what was, after all, straightforward thieving. And double that figure if you added the amount of stuff that the staff nicked. Unbelievable.

Think how many starving kids you could feed and educate with all that missing money. But then it wasn’t money, was it, not real money. There was no such thing as real money any more, it was just an act of the collective imagination. Now if we all just clap our hands and believe . . . Of course, the five thousand pounds in her bag wasn’t going to benefit the Inland Revenue either but modest tax evasion was a citizen’s right, not a crime. There was crime and then there was crime. Tracy had seen a lot of the other sort, all the p’s – paedophilia, prostitution, pornography. Trafficking. Buying and selling, that’s all people did. You could buy women, you could buy kids, you could buy anything. Western civilization had had a good run but now it had pretty much shopped itself out of existence. All cultures had a built-in obsolescence, didn’t they? Nothing was for ever. Except diamonds maybe, if the song was right. And cockroaches probably. Tracy had never owned a diamond, probably never would. Her mother’s engagement ring had been sapphires, never off her finger, put on by Tracy’s father when he proposed, taken off by the undertaker before he put her in her coffin. Tracy had it valued – two thousand quid, not as much as she’d hoped for. Tracy had tried to squeeze it on to her little finger but it didn’t fit. It was somewhere at the back of a drawer now. She bought a doughnut in Ainsleys, put it in her bag for later.

She clocked a woman coming out of Rayners’ who had a familiar look about her. Resembled that madam who used to run a brothel out of a house in Cookridge. Tracy had raided it when she was still in uniform, long before she was exposed to the full horrors of Vice. All home comforts, the madam offered her ‘gentlemen’ a glass of sherry, little dishes of nuts, before they went upstairs and committed degrading acts behind the lace curtains. She had a dungeon in what used to be her coal cellar. Made Tracy feel squeamish, the stuff that was down there. The girls were indifferent, nothing could surprise them. Still, they were better off in that house, behind the lace curtains, than they would have been on the streets. Used to be poverty that drove women on the game, now it was drugs. These days there was hardly a girl on the streets who wasn’t an addict. Shopmobility, Claire’s Accessories. In Greggs she bought a sausage roll for her lunch.