“Thanks, Vanessa.” Ellen couldn’t help but smile. Vanessa didn’t have a tactful bone in her body, but she was honestly trying to be nice.

“I need a list of your damage, Ellen.” Clayton turned in his chair to face her. “We’ll have to file a group claim.”

Ellen nodded. “Will our homeowners’ insurance cover it?”

“That depends entirely on the proximate cause of the damage. I reviewed our policy and I’m gratified to report that we elected the earthquake option. Even though an avalanche is subsumed under acts of God, we can claim vis-à-vis the exceptions provision.” Clayton held up his hand as Ellen opened her mouth to ask a question. “On the other hand, if Vanessa’s theory has any probative weight, we have an action for damages against the Nevada test site.”

Ellen gave Rachael an expectant look. Since Rachael was also a lawyer, she was often called upon to assume the duties of translator.

“Clayton’s trying to tell us that we’re covered one way or the other. Oh, look!” Rachael pointed toward the springboard. “Jayne’s going to do one of her dives.”

Everyone watched as Jayne bounced on the springboard and executed a perfect one and a half gainer into the deep end of the pool. Alan whistled. “I wish I could dive like that!”

“And I wish I could look like that in a swimsuit.” Laureen’s voice was envious.

“Jayne’s really a water-rat.” Moira watched as Jayne came up for a breath of air and then disappeared beneath the water again. “She was swimming when she was nine months old. Her mother took her to Crystal Scarborough classes. You know, the woman who taught babies to . . . what’s the matter, Jayne?”

Jayne’s eyes were wide with fright as she came up in the shallow end of the pool and scrambled out of the water. Moira handed her a towel and helped her to a chair. “Are you all right?”

Jayne was shaking so hard, she couldn’t speak. All she could do was point at the pool.

“I’ll get her a hot cup of coffee.” Ellen jumped to her feet and hurried to the coffeepot.

“Tell us what happened, Jayne.” Laureen looked worried. “Was it a cramp?”

Jayne shook her head and gulped several times. “There’s a . . . a hand down there!”

“A what?”

“A hand! It’s down there behind that crack!”

“Try to calm down, Jayne.” Laureen looked worried. Jayne wasn’t an excitable person and she was clearly hysterical. “Alan’ll go down and take a look.”

Marc pushed back his chair. “I’ll go, too. It’s probably something that fell in during the avalanche.”

Moira hurried to get one of the heavy terry-cloth robes they kept by the sauna and wrapped it around Jayne’s shoulders. “It’s all right, Jayne. They’ll check it out. What made you think it was a hand?”

“I saw it!” Jayne insisted. “I dived down to look at the crack and there was something shiny behind it. So I grabbed it and . . . and it came loose.”

“The hand came loose?” Clayton frowned as he tried to make some sense out of Jayne’s words.

“No! The ring it was wearing came loose. I . . . I got so scared I dropped it.”

Vanessa giggled. “You can’t fool me, Jayne. I watch Vampira all the time and I saw the one where the skeleton comes up out of the pool.”

Ellen came back with a steaming cup of coffee and set it down in front of Jayne. “Drink this, Jayne. You’re still shaking.”

Vanessa turned to Ellen and winked. “It’s all an act. Jayne’s trying to make us think that someone lost a hand in our pool. And Alan and Marc fell for it.”

“It’s no act!” Jayne shook her head. “There really is a hand down there . . . or something that looks like a hand.”

Vanessa examined Jayne’s pale face for a moment and then nodded. “Okay. I believe you. You never could have pulled it off. After all, you’re not an actress like me.”

Laureen opened her mouth and then closed it again. They’d all seen the video of Vanessa’s film debut. Supposedly terrified, her character had jumped from a sinking speedboat into a lake, wearing a white silk bikini that turned almost transparent when wet. Her acting had consisted of two piercing screams, which were later dubbed. Laureen figured that they’d cast the bikini and then looked around for someone to fill it, but this wasn’t the time to critique Vanessa’s acting ability.

Alan surfaced with a splash and climbed out of the pool. “There’s something stuck in the plaster, but the crack’s too narrow to see very much. Marc went back down for the ring.”

“Got it!” Marc hauled himself out of the pool and brought the ring to the table.

“My grandfather had one of these.” Laureen picked it up. “It’s made from a horseshoe nail and he told me it was a good luck charm.”

Alan gave a short laugh. “Well, it wasn’t very lucky for the guy who lost his hand in the cement.”

“Gunite, not cement,” Marc corrected. “And we’re not sure it’s a hand.”

Vanessa looked exasperated. “Of course it’s a hand. What else wears a ring?”

“She’s got a point,” Hal conceded. “The question is, how did it get there? And who does it belong to?”

Jayne laughed shrilly. “It’s a soap opera. All we have to do is tune in tomorrow to get the exciting answers to these and other questions.”

“Easy, Jayne.” Laureen patted her on the shoulder. “Maybe it’s a fake hand, like the skeletons kids buy at Halloween. This could be some kind of dumb practical . . . Alan!”

“What did I do?” Alan flinched as Laureen glared at him.

“We all know who’s the biggest practical joker in this group!”

“No way, Laureen. Whoopee cushions and dribble glasses are as far as I go.”

Marc looked thoughtful. “It could have been somebody on my crew. Planting a fake skeleton in the liner is right up their alley. Maybe we ought to dig it out and . . .”

“That wouldn’t be advisable,” Clayton interrupted. “The police should handle something like this. After all, we don’t want to disturb a possible crime scene.”

Marc considered it for a moment. “You’re right, Clay. I’ll go call them on the shortwave.”

“I think it’s a real live hand.” Vanessa’s eyes were gleaming with excitement. “And I bet I know who it belongs to.”

Hal turned to stare at his wife. “It’s not live, Vanessa, not anymore. But I’ll bite anyway. Who does it belong to?”

“Johnny Day!”

There was complete silence and Vanessa scowled. “Why are you all staring at me like that? It could be Johnny’s. Maybe Johnny didn’t go back to Italy at all. Maybe somebody killed him and stashed him in our pool. And all the time we’ve been diving off the board and playing in the water, we’ve been only inches from discovering poor Johnny’s body!”

Hal was the first to recover. “And here we have another example of my charming bride’s superlative logical abilities. Now listen carefully, Vanessa, and try to follow. The pool was built before anyone moved in. Is that right?”

Vanessa nodded.

“And that makes the pool over four years old. Do you agree?”

Vanessa nodded again.

“Now, here comes the tricky part. Since the hand was stuck in the liner, it had to get put there before the pool was finished. Got that?”

“Of course. I’m not stupid, Hal!”

“And that means the hand’s been down there for over four years. Is that right?”

“Well . . . yes, but . . .”

“Now we know that Johnny left only five weeks ago and I think we can assume he took both his hands.”

Vanessa pondered the whole thing for a moment and then she shrugged. “Okay, then. But I still think something funny could’ve happened to Johnny. He promised to keep in touch and he hasn’t called once since he left.”

“That’s true,” Jayne agreed. “He asked me to pack up his stuff, but he never called to tell me where to ship it. Has anybody heard from him?”

“I certainly haven’t.” Clayton scowled. “As his legal counsel, I naturally hold his full power-of-attorney, and speaking strictly in camera, I’ve been forced to assume the entire responsibility for his portfolio.”