“Oh, let’s see,” he says, eyes down, searching for the answer in the gravel.  “The . . . Engels, I believe their names are.  Sam and Judy.  Their names ring a bell to you?”

She shakes her head.

“They own a farm with quite a substantial amount of acreage.  With all the laws Washington puts in place each year, one really needs a top-notch legal mind like myself to keep the government’s hands off your money.  When they pass on, their kids won’t be forced to sell the farm in order to pay the hefty estate tax.  I’ve saved many family farms from being ripped apart.  In any case, if you want to ride, you’re more than welcome to tag along.  If you want to take your chances with someone else, I wish you luck.”