When six o’clock finally rolled around, and one of the assistant vice presidents closed and locked the massive front doors, she quickly balanced her cash box and slipped quietly off to the ladies’ room, where in the privacy of a stall she unwound the tape’s outer layer from around her legs and flushed it down the toilet. She then took the bogus money packets and fixed them to the tape, stamping her feet to make certain none would drop off as she walked.

Satisfied everything was ready, she came out and dawdled in the lobby until the other tellers had placed their cash drawers in the vault and left. Two minutes alone inside that great steel cubicle was all she needed and two minutes alone was what she got.

Swiftly she pulled up the skirt and with precise movements exchanged the phony packets for those containing genuine bills. When she stepped out of the vault and smiled a good evening to the assistant vice president as he nodded her out a side door, she couldn’t believe she’d actually gotten away with it.

Seconds after entering her apartment, she shed the skirt, stripped the money packets from her legs and counted them. The tally came to $51,000.

Not nearly enough.

Disappointment burned within her. She would need at least twice that sum to escape the country and maintain a minimal level of comfort while increasing the lion’s share through investments.

The ease of the operation had made her heady. Did she dare make another foray into the vault? she wondered. The Federal Reserve Bank money was already counted and wouldn’t be distributed to the branch banks until Wednesday. Tomorrow was Tuesday. She still had another chance to strike again before the loss was discovered.

Why not?

The thought of ripping off the same bank twice in two days excited her. Perhaps Arta Casilighio lacked the guts for it, but Estelle Wallace required no coaxing at all.

That evening she bought a large old-fashioned suitcase at a secondhand store and made a false bottom in it. She packed the money along with her clothes and took a cab to the Los Angeles International Airport, where she stored the suitcase overnight in a locker and purchased a ticket to San Francisco on an early-evening Tuesday flight. Wrapping her unused Monday night ticket in a newspaper, she dropped it in a trash receptacle. With nothing remaining to be done, she went home and slept like a rock.

The second robbery went as smoothly as the first.

Three hours after leaving the Beverly-Wilshire Bank for the last time, she was re-counting the money in a San Francisco hotel. The combined total came to $ 128,000. Not a staggering prize by inflationary standards, but more than ample for her needs.

The next step was relatively simple. She checked through the newspapers for ship departures and found the San Marino, a cargo freighter bound for Auckland, New Zealand, at six-thirty the following morning.

An hour before sailing time, she mounted the gangplank. The captain claimed he seldom took passengers, but kindly consented to take her on board for a mutually agreed fare — which Estelle suspected went into his wallet instead of the steamship company’s coffers.

Estelle stepped across the threshold of the officers’ dining saloon and paused uncertainly for a moment, facing the appraising stares of six men sitting in the room.

Her coppery-tinted hair fell past her shoulders and nearly matched her tan. She wore a long, sleek pink T-shirt dress that clung in all the right places. A white bone bracelet was her only accessory. To the officers rising to their feet the simple elegance of her appearance created a sensation.

Captain Irwin Masters, a tall man with graying hair, came over and took her arm. “Miss Wallace,” he said, smiling warmly. “It’s good to see you looking fit.”

“I think the worst is over,” she said.

“I don’t mind admitting, I was beginning to worry. Not leaving your cabin for five days made me fear the worst. With no doctor on board, we would have been in a fix if you needed medical treatment.”

“Thank you,” she said softly.

He looked at her in mild surprise. “Thank me, for what?”

“For your concern.” She gave his arm a gentle squeeze. “It’s been a long time since anyone worried about me.”

He nodded and winked. “That’s what ship captains are for.” Then he turned to the other officers. “Gentlemen, may I present Miss Estelle Wallace, who is gracing us with her lovely presence until we dock in Auckland.”

The introductions were made. She was amused by the fact that most of the men were numbered. The first officer, the second officer — even a fourth. They all shook her hand as if it were made of delicate china — all except the engineering officer, a short ox-shouldered man with a Slavic accent. He stiffly bent over and kissed the tips of her fingers.

The first officer motioned at the mess boy, who was standing behind a small mahogany bar. “Miss Wallace, what’s your pleasure?”

“Would it be possible to have a daiquiri? I’m in the mood for something sweet.”

“Absolutely,” the first officer replied. “The San Marino may not be a luxurious cruise liner, but we do run the finest cocktail bar in this latitude of the Pacific.”

“Be honest,” the captain admonished good-naturedly. “You neglected to mention we’re probably the only ship in this latitude.”

“A mere detail.” The first officer shrugged. “Lee, one of your famous daiquiris for the young lady.”

Estelle watched with interest as the mess boy expertly squeezed the lime and poured the ingredients. Every movement came with a flourish. The frothy drink tasted good, and she had to fight a desire to down it all at once.

“Lee,” she said, “you’re a marvel.”

“He is that,” said Masters. “We were lucky to sign him on.”

Estelle took another sip of her drink. “You seem to have a number of Orientals in your crew.”

“Replacements,” Masters explained. “Ten of the crew jumped ship after we docked in San Francisco. Fortunately, Lee and nine of his fellow Koreans arrived from the maritime hiring hall before sailing time.”

“All damned queer, if you ask me,” the second officer grunted.

Masters shrugged. “Crew members jumping ship in port has been going on since Cro-Magnon man built the first raft. Nothing queer about it.”

The second officer shook his head doubtfully. “One or two maybe, but not ten! The San Marino is a tight ship, and the captain here is a fair skipper. There was no reason for a mass exodus.”

“The way of the sea.” Masters sighed. “The Koreans are clean, hardworking seamen. I wouldn’t trade them for half the cargo in our holds.”

“That’s a pretty stiff price,” muttered the engineering officer.

“Is it improper,” Estelle ventured, “to ask what cargo you’re carrying?”

“Not at all,” the very young fourth officer offered eagerly. “In San Francisco our holds were loaded with—”

“Titanium ingots,” Captain Masters cut in.

“Eight million dollars’ worth,” added the first officer, eyeing the fourth sternly.

“Once again, please,” Estelle said, handing her empty glass to the mess boy. She turned back to Masters. “I’ve heard of titanium, but I have no idea what it’s used for.”

“When properly processed in pure form, titanium becomes stronger and lighter than steel, an asset that puts it in great demand by builders of jet aircraft engines. It’s also widely used in the manufacture of paints, rayon and plastics. I suspect you even have traces of it in your cosmetics.”

The cook, an anemic-looking Oriental with a sparkling white apron leaned through a side door and nodded at Lee, who in turn tapped a glass with a mixing spoon.

“Dinner ready to be served,” he said in his heavily accented English, while flashing his gap-toothed smile.

It was a fabulous meal, one Estelle promised herself never to forget. To be surrounded by six handsomely uniformed and attentive men was all that her female vanity could endure in one evening.