In the fug of bacon and tartan in the reception area, there was a sense of Marie Celeste-like abandonment. He rang the brass bell, and after a long wait, a youth dressed in a kitchen-staff uni-form appeared. With fantastic sluggishness he ran his finger down the register and confirmed that Paul Bradley had checked out.

“Nothing to pay,” he said, wiping his nose with the back of his hand. “You’re free to go,” he said as if he were letting Martin out of jail.

Martin didn’t mention to the boy that he had been robbed, he didn’t seem like someone who would care. And why should he? Martin couldn’t help feeling that somehow he had got what he deserved.

Gloria woke early and padded quietly downstairs as if there were someone else in the house whom she might wake, although she was wonderfully alone. When Graham was here the house crashed and boomed with noise, even when he was still asleep in bed. Without him, the day fell into its own quiet pattern, soft col-ors and slants of light that Gloria never saw otherwise.

She felt the lamblike nub of the oatmealy Berber stair-carpet between her bare toes and the smooth glide of the red Oregon pine of the banister beneath her palm. She spared a thought for the hundred and fifty years or so of polishing that had gone into creating this satin, some by her own hand, not with Mr. Sheen but with a hard block of beeswax. Gloria had schooled herself to appreciate small joys, of which there were many in the house, a house that would be standing long after Gloria herself was in the ground.

Every day was a gift, she told herself, that was why it was called “the present.” They were going to lose this house. It would be dragged into the whole sorry mess Graham had created, it would come under the Proceeds of Crime Act (she had been reading up about it online) and be taken and sold to make some reparation for all Graham had done over the years. A house of cards, that’s what he had created, an illusion. His death or the Fraud Unit, whichever came soonest, would reveal everything, throw open the curtains and the shutters and let the light in on every filthy corner.

Gloria opened the French windows in the living room and stood for a few minutes, breathing in the early morning air, watching a sparrow hopping delicately along the fence. An ounce of brown feather and black bib. It would be nice to think that God’s eye was on it, but failing that, both Gloria and the CCTV cameras would notice its fall. A magpie came swooping and chattering, and Gloria chased it off.

The house in the Grange (“Providence,” named long before Gloria and Graham took ownership of it) had nothing in common with the jerry-built, overpriced rubbish that had made Graham rich. The houses Graham built had badly hung cabinet doors, imitation-stone cement fireplaces, and cheap contract carpeting. They were houses that smelled as if they were made from plastics and chemicals. Last year, Graham had talked about moving from their house in the Grange, he said they were “too rich” for it and he “had an eye” on an estate up north, acres of land where he could fish for trout and surprise unsuspecting birds by shooting them from the sky. Over the years, the Grange house had molded itself comfortably around Gloria, and it seemed cruel suddenly to shuck it off in favor of some cavernous pile in the middle of nowhere.

Gloria said she didn’t see how you could be too rich. If you were too rich, you could just give some of your money away until you were just rich. Or give it all away and be poor. And they weren’t really rich anyway, it had all been just smoke and mirrors, their lives predicated on dirty money.

She moved into the kitchen and made the first pot of coffee of the day, inhaling the aroma of the beans before putting them in the grinder. The Italian marble tiles on the kitchen floor were cold and inert, it was like walking on tombstones. They were incredi-bly expensive, but Graham had acquired them incredibly cheaply (naturally). Last year the house had been renovated, using the more qualified members of Graham’s workforce. Among other things, they had knocked through and installed a vast American kitchen. “Nothing’s too good for my wife,” Graham said expan-sively to his architect. “How about it, Gloria-a larder fridge, a Gaggenau hob, one of the ones with an integral deep-fat fryer?” So she said she would like a pink sink because she’d seen one on a home show program on television, and Graham said, “Pink sink? Over my dead body.” So there you go.

Gloria liked to visit any new Hatter Homes development. The farther afield the estates, the more of an outing these visits were, she might pack a picnic or find out where the local tearooms were. She liked to look round the show home, listen to the selling shtick (“This is a lovely room, a real family room”). Graham never knew about these little excursions.

Occasionally, Gloria posed as a prospective buyer-a wild-eyed di-vorcée or a recently bereaved widow who was “downsizing” into a husband-free apartment. On other occasions, she was looking at “family homes” on behalf of her daughter or a “starter home” for a son working abroad. It was harmless and it gave her the opportunity to open and close the cupboards and peer into the tiny en suites, only big enough for a malnourished person. Everything was built to the tightest specifications, as little garden as possible, the smallest bath-room-it was as if a very mean person had decided to build houses.

Before Easter, she had driven over to a development of houses in Fife. The builders had finally moved out, and the last of the res-idents were moving in, although there was still a show home and a sales-office Portakabin on site, and the flag still flew above their heads, emblazoned with HATTER HOMES-REAL HOMES FOR REAL PEOPLE. A flag of convenience.

She had felt particularly bad for the new householders because the estate was built on a landfill dump, and the gardens had been created out of a few inches of topsoil.

(“But surely that’s not legal?” she said to Graham.

“Caveat emptor, Gloria,” Graham said. “It’s the only Latin I’ve ever needed to know.”)

Maggie Louden had been in the sales Portakabin and had regarded her with alarm. “Mrs. Hatter? Can I help you?” She looked different out of her cocktail clothes, more frumpish and decidedly less festive.

“Just looking,” Gloria replied, feigning nonchalance. “I like to keep an eye on things.” But her little day out was spoiled. She had been intending to pose as the mistress of a rich man who was planning to set her up in a house. The irony of the situation was not lost on her now.

Gloria had gone back secretly, at night, like a terrorist, and left a nice pot plant on every doorstep. It hardly made up for a gar-den, but it was something.

Gloria sometimes wondered if Graham was building homes for families because he found his own family so unsatisfactory. They had been to see a production of The Master Builder at the Lyceum-Hatter Homes was some kind of sponsor-and Gloria couldn’t help but make comparisons. She had wondered then if Graham would fall from a spire one day, metaphorically or other-wise. And he had. So there you go.

The coffeemaker hissed and spat and finally came to its usual fu-rious climax. Gloria poured her coffee and carried it through to the peach-themed living room and settled herself on the couch. She breakfasted on the remains of a packet of chocolate digestives. When Graham was here, they always ate at the kitchen table, he liked something cooked-scrambled eggs, an Arbroath smokie, bacon, sausages, even kidneys. While they ate they listened to Good Morning, Scotland on the radio, ceaseless disembodied chatter about politics and disasters that Graham considered important and necessary, yet it made no difference in their lives whatsoever. There was more to be gained from watching a pair of blue tits pecking away at a bird feeder full of peanuts than from cursing the Scottish Parliament over your porridge.